Short Sale In Florida | Preventing Bad Credit After Foreclosure

Short Sale In Florida | Preventing Bad Credit After Foreclosure

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In Florida, for example, foreclosures are relatively fast and. on their house will have less negative impact on their credit score than a foreclosure.. The impact of a short sale or a foreclosure on an individual's credit score.

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You may be able to buy sooner after a short sale than a foreclosure.. Short sale waiting periods depend upon the type of loan you seek.. It's important to note, however, that FHA's “no waiting period” has a few strict caveats.

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A foreclosure and a short sale have similar negative hits on your credit score.. If you are in a recourse state, the bank has the right to go after your other assets.

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If you owe your lender money after a foreclosure-called a deficiency-the lender can. When a lender forecloses, the total debt owed by the borrower to the lender frequently. Foreclosures in Florida are judicial, which means the lender has to go. There is no Florida law that says a lender can't get a deficiency judgment.

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